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Budgeting & Finances

As you begin the process of financing your log home, you will find that there are a few differences between log home construction and conventional building. From determining your budget to finding a lender and securing construction and mortgage loans, we cover everything you need to know in our log home budgeting and financing section.

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Saving Money Without Compromising Your Dream
Having and sticking to a realistic budget prevents your log or timber dream home from becoming a nightmare.
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Understanding Log Home Economics
A realistic (yet still optimistic) look at the current state of borrowing money for your dream home.
Writing a Personal Financial Statement
How to Write a Personal Financial Statement
Completing a personal financial statement doesn’t have to intimidate. We break it down into the main components to help you nav...
How to Get a Mortgage as a Self-Employed Borrower
The Saga of the Self-Employed Borrower
How owning your own business impacts your ability to secure a home loan.
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What Is a Purchase Money Loan?
The flexibility and negotiability of this type of financing may make it a viable option for your log or timber home plans.
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Choosing the Right Home Equity Loan
Looking for a little extra cash? The answer may be close to home.
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Let's Talk About Title Insurance
A one-time, low-cost way to protect your investment — and your equity — in your property.
Understanding Recording Fees & Taxes
Completing the real estate process, local and state authorities collect their due when it comes time to record your purchase.
Financing the Future
With a little preparation, your forever home — and the years of enjoyment that come with it — are within reach.
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The Construction-to-Permanent Loan
The ins and outs of the most common (and advantageous) type of construction financing.
Deluxe to Ultra - Upgrades That Add Up
How a few design decisions can make a big difference – both in the feel and final price of your home.
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The Value of a Competent Appraiser
A fair and just assessment of your log or timber home is essential for success.
Financing Facts
Why it's important to talk about money.
Advantages of Local Banks vs. National Lenders
Keeping your financing close to home can have advantages.
Size Matters: De-Bunking the Square Footage Myth
A candid look at why choosing a home based on “price per square foot” won’t guarantee you’ll walk away happy — and what will.
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This Book Is a Must for Anyone With Home Finance Questions
What Type of Bid is Right for Your Project?
Builders charge for their time and expertise. Here’s what it means to you.
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Expert Answers to Your Most Frequently Asked Questions
When building a log home, it's only natural to have more than a few questions. Luckily, the experts at our Log & Timber Home Sh...

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