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Budgeting & Finances

As you begin the process of financing your log home, you will find that there are a few differences between log home construction and conventional building. From determining your budget to finding a lender and securing construction and mortgage loans, we cover everything you need to know in our log home budgeting and financing section.

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Saving Money Without Compromising Your Dream
Having and sticking to a realistic budget prevents your log or timber dream home from becoming a nightmare.
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Understanding Log Home Economics
A realistic (yet still optimistic) look at the current state of borrowing money for your dream home.
Writing a Personal Financial Statement
How to Write a Personal Financial Statement
Completing a personal financial statement doesn’t have to intimidate. We break it down into the main components to help you nav...
How to Get a Mortgage as a Self-Employed Borrower
The Saga of the Self-Employed Borrower
How owning your own business impacts your ability to secure a home loan.
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What Is a Purchase Money Loan?
The flexibility and negotiability of this type of financing may make it a viable option for your log or timber home plans.
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Choosing the Right Home Equity Loan
Looking for a little extra cash? The answer may be close to home.
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Let's Talk About Title Insurance
A one-time, low-cost way to protect your investment — and your equity — in your property.
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Understanding Recording Fees & Taxes
Completing the real estate process, local and state authorities collect their due when it comes time to record your purchase.
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Financing the Future
With a little preparation, your forever home — and the years of enjoyment that come with it — are within reach.
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The Construction-to-Permanent Loan
The ins and outs of the most common (and advantageous) type of construction financing.
Deluxe to Ultra - Upgrades That Add Up
Deluxe to Ultra - Upgrades That Add Up
How a few design decisions can make a big difference – both in the feel and final price of your home.
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The Value of a Competent Appraiser
A fair and just assessment of your log or timber home is essential for success.
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Advantages of Local Banks vs. National Lenders
Keeping your financing close to home can have advantages.
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This Book Is a Must for Anyone With Home Finance Questions
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What Type of Bid is Right for Your Project?
Builders charge for their time and expertise. Here’s what it means to you.
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Expert Answers to Your Most Frequently Asked Questions
When building a log home, it's only natural to have more than a few questions. Luckily, the experts at our Log & Timber Home Sh...
Our Go-To Resource for Log Home Appraising Information
Sometimes the difference between a fair appraisal and an unfair one is an informed appraiser.
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7 Tips for Insuring Your Log Home
The time to reach out to your insurance agent is before you’ve purchased land, signed a contract or written a check to anyone. ...

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